Content Category: Required Reading
It's Official: Federal Reserve Concludes Its Bond-Buying Program
on Wednesday October 29 2014 by MortgageOrb.com print the content item
Saying that labor market conditions have improved, unemployment is down, household spending is up and that inflation has held below 2%, the Federal Reserve has [read more]
CFPB Flexes Its Regulatory Muscles
on Tuesday October 28 2014 by MortgageOrb.com print the content item
In a report that is essentially a review of recent enforcement actions, the Consumer Financial Protection Bureau (CFPB) says it recently uncovered some violations of [read more]
Four Out Of Five Lenders 'Very Concerned' About QC, Survey Reveals
on Tuesday October 28 2014 by MortgageOrb.com print the content item
Four out of five mortgage lenders are "very concerned" about loan quality, a survey conducted by document management solutions provider Capsilon reveals. The survey, which [read more]
MBA: Applications For Refinances Jump 23% On Lower Rates
on Wednesday October 22 2014 by MortgageOrb.com print the content item
Mortgage application volume increased 11.6% during the week ended Oct. 17, with most of that growth coming from a sharp rise in applications for refinances, [read more]
Castro To Lenders: 'Let's Work Together'
on Wednesday October 22 2014 by MortgageOrb.com print the content item
In his third major speech since becoming secretary of the U.S. Department of Housing and Urban Development (HUD) in July, Julian Castro told attendees of [read more]
Regulators Approve Final QRM Rule
on Wednesday October 22 2014 by MortgageOrb.com print the content item
Federal regulators on Tuesday approved a final, softened version of the Qualified Residential Mortgage (QRM) rule that requires lenders to retain a 5% stake in [read more]
FHFA Clarifies Rep And Warranty Framework
on Tuesday October 21 2014 by MortgageOrb.com print the content item
In the hope of freeing up more mortgage credit for consumers, the Federal Housing Finance Agency (FHFA), overseer of government-sponsored enterprises (GSEs) Fannie Mae and [read more]
HUD Awards $38.3 Million To Fight Housing Discrimination
on Wednesday October 15 2014 by MortgageOrb.com print the content item
The U.S. Department of Housing and Urban Development (HUD) has awarded $38.3 million to more than 100 fair housing organizations and other nonprofits to help [read more]
Study: Student Loan Debt Impacting Mortgage Market
on Monday October 13 2014 by MortgageOrb.com print the content item
Americans ages 20 to 29 saw their student loan debt become a much larger percentage of their overall debt during the past decade - from [read more]
Wingspan Lays Off Employees At Two Call Centers
on Wednesday October 08 2014 by MortgageOrb.com print the content item
With delinquencies and foreclosures dropping precipitously, it would make sense that default servicers would need to scale back their operations. Not only that, but the [read more]
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