How Mortgage Lenders Should Evaluate Fintech Solutions
BLOG VIEW: As the mortgage industry continues to face the challenge of increasing origination costs - not to mention margin compression and rising interest...
Increasing Black Homeownership Rates with Alternative Forms of Credit
BLOG VIEW: Homeownership continues to be one of the primary wealth builders in our country. Yet, strong barriers to homeownership for minority consumers and...
Tech Considerations for a Hybrid Workforce
BLOG VIEW: Two years ago, mortgage businesses, or any business for that matter, did not foresee or have any reason to prepare for a...
Lenders: It’s Time to Go Fully Digital
BLOG VIEW: The mortgage industry has been primed for a digital revolution for several years, yet most lenders haven’t taken advantage of the opportunities...
The Importance of Vendor Score-Carding and Reporting for Mortgage Lenders and Title Companies
BLOG VIEW: Vendors play an integral role in any mortgage transaction. It is common for mortgage lenders as well as title agents to work...
Automated Income and Employment Verification Can Accelerate the Path to Closing
BLOG VIEW: As the housing market moves toward one characterized by rising home prices, increasing interest rates and decreased consumer demand, lenders may feel...
What Mortgage Lenders Need to Succeed in the New Purchase Market
BLOG VIEW: As the mortgage industry moves into 2022, the primary goal for the vast majority of lenders is maintaining momentum. The growth lenders...
Mortgage Servicers Must Adapt to New Regulatory Realities
BLOG VIEW: At the onset of the pandemic, mortgage and consumer regulators relaxed the supervision and enforcement of servicers’ compliance with certain requirements that...
It’s Wonderful to Have an Attitude of Gratitude
BLOG VIEW: Finding success in the world is never easy. Each of us must overcome various obstacles and challenges to achieve our goals and...
Going Digital? Know How to Keep Your Borrowers’ Data Safe
BLOG VIEW: It’s been noted that college football fans have stormed the field more times in the 2021 season than in recent memory. Despite...
How to Know if Your New LOS is ‘Innovative’
BLOG VIEW: When lenders go to market in search of new technologies, they take with them a laundry list of requirements that include functionality,...
To Help Gig Workers Become Homeowners, Mortgage Lenders Must Rethink Income Analysis
BLOG VIEW: The share of gig workers - independent contractors, online platform workers, contract workers, on-call workers and temporary workers - has increased significantly...
Improving Mortgage Servicing for Borrowers with Limited English Skills
BLOG VIEW: Mortgage industry regulators mandate that lenders and servicers must treat all mortgage borrowers fairly and provide equal access to services regardless of...
How Mortgage Lenders Can Engage Consumer-Direct Customers at Scale
BLOG VIEW: Today’s borrower expects the mortgage experience to be timely, customized and digital. So much so that 63% of consumers feel an online...
The Importance of Company Culture in 2022
BLOG VIEW: Company culture has always been important – both for employees and employers. It’s possible that it is even more important now in...
How the Mortgage Industry Can Help Marginalized Communities Achieve Homeownership
BLOG VIEW: It is no secret that homeownership is a large part of the American dream, as it is the primary contributor to successful...
Can Crypto Transform the MBS Market?
BLOG VIEW: Can a mortgage-backed security chain (MBSChain) combined with MBS crypto currency (MBSCoin) transform the MBS market for the better?
Absolutely. MBSChain is the...
MERS Annual Report 2021: A Whole New World
BLOG VIEW: Each Spring, many lenders find an email from MERSCORP Holdings Inc. (MERS) regarding the Annual Report, colloquially referred to as the MERS...
Changing Mindsets to Drive Further Digital Transformation in Mortgage
BLOG VIEW: Technology shifts during this lingering pandemic include remote online notary, system-to-system communication, digital signing and the like. This has shown the industry...
Promoting Diversity and Inclusion in Mortgage Lending
BLOG VIEW: Millennials now outnumber baby boomers in the U.S., according to U.S. Census Bureau projections.
Millennials are more educated than baby boomers. In addition,...