Blog View

GIS Technology Now A Critical Tool In Flood Zone Determination

Written by Priscilla Anand on March 20, 2017

BLOG VIEW: We know that flooding is a major natural disaster that affects many parts of the world, including developed countries such as the U.S. It causes billions of dollars in infrastructure and property damage, as well as loss of [Read More]

MORNING COMMUTE: Solid Jobs Report But Wage Growth Still Lacking

Written by Patrick Barnard on March 10, 2017

MORNING COMMUTE: Welcome to Morning Commute, where it’s all about music and mortgages. And the music for this morning’s commute was: Led Zeppelin IV. Also known as the “Zoso” album. What can I say … it’s another total classic album [Read More]

Is The Economic News Too Good For Mortgages?

Written by Peter G. Miller on March 08, 2017

The essential mortgage story in 2017 is likely to revolve around three issues: history, rates and uncertainty.

Placing People At The Center Of Lending

Written by Matt Price on March 06, 2017

BLOG VIEW: In today’s marketplace, consumers are becoming more selective about the brands that they choose to work with, and this extends into mortgage lending, as well. Price and convenience will always be key factors, but increasingly, U.S. consumers are [Read More]

Hybrid Valuation: A Viable Alternative To Traditional Appraisals

Written by Audrey Clearwater on February 27, 2017

AMCs are developing hybrid approaches to expedite the appraisal process.

What Is The CFPB’s Ultimate Fate?

Written by Patrick Barnard on February 22, 2017

MORNING COMMUTE: I was at the Mortgage Bankers Association’s National Mortgage Servicing Conference & Expo 2017 in Dallas this past week, and, somewhat embarrassingly, I am just now getting caught up. But first, the music this morning was Jethro Tull’s [Read More]

Black Knight Pumping Out News Lately

Written by Patrick Barnard on February 20, 2017

BLOG VIEW: In case you haven’t noticed, mortgage software, data and analytics company Black Knight Financial Services has been pumping out news lately, starting with the release of its fourth-quarter and full-year 2016 financial results on Feb. 1. Company revenues [Read More]

How To Boost The Inventory Of Homes For Sale

Written by Peter G. Miller on February 15, 2017

BLOG VIEW: We love first-time home buyers. They’re great and wonderful people, and we have done everything possible to encourage their interest in real estate. We have lined up tax breaks they can’t get as renters, explained how property reflects [Read More]

Morning Commute: Does Trump Have A Reason To Fire Richard Cordray?

Written by Patrick Barnard on February 13, 2017

MORNING COMMUTE: Welcome to Morning Commute, the blog dedicated to those mortgage professionals with substantial commutes – featuring random mortgage news and insights, along with a dash of music analysis thrown in for fun! This morning, the music blaring in [Read More]

Six Safe Ways To Loosen Mortgage Standards

Written by Peter G. Miller on February 07, 2017

BLOG VIEW: “The housing market’s biggest constraint at the moment is tight credit standards,” says The Weekly Standard – a view that is widely shared, and with some reason: According to the Urban Institute, “Lenders would have issued 6.3 million [Read More]

Morning Commute: Dodd-Frank ‘Reliance’ And Getting Real About Unemployment

Written by Patrick Barnard on February 06, 2017

MORNING COMMUTE: Welcome to the inaugural edition of “Morning Commute,” a semi-regular blog dedicated to those mortgage professionals who have long commutes – whether by auto, train, cab, shuttle or subway, or any mix thereof! It’s about commuting, music, and [Read More]

The Art Of The Deal

Written by Timothy Moreland on January 31, 2017

BLOG VIEW: In the days following one of the most unique presidential elections in American history, the scene was anything but “business as usual.” Turmoil in the global markets, protests in the streets, rejoicing in the “red states” and endless [Read More]

Expanding The Definition Of ‘Digital Mortgage’

Written by Greg Marek on January 20, 2017

Does the definition of “digital mortgage” need to be expanded? If you consider the entire mortgage process, perhaps so.

Will Mortgage Interest Deductions Become Extinct In 2017?

Written by Peter G. Miller on January 18, 2017

Right now, a lot of people who expected to write off mortgage insurance in 2017 may be in for an April surprise.

Will The Trump Administration Lower Mortgage Fees?

Written by Peter G. Miller on January 12, 2017

BLOG VIEW: In an unexpected decision, the outgoing Obama administration has announced a 0.25% reduction in the Federal Housing Administration’s (FHA) annual mortgage insurance premium (MIP) – enough to save borrowers an average of $500 a year, according to the [Read More]

Fannie Mae Investor Reporting: Changes Coming Feb. 1

Written by Susan Graham on January 09, 2017

BLOG VIEW: As we move into the new year, the mortgage industry continues to experience a time of great change and transformation, as new rules and regulations are being updated and introduced on a more frequent basis. Although the upcoming Home [Read More]

The Secret Is In The Data

Written by Harry Gardner on January 04, 2017

BLOG VIEW: What’s at the heart of the mortgage industry? Some might argue it is underwriting, or compliance, or the secondary market, or the performance of loans. And although all of those are important areas, none of those facets of [Read More]

New Home Loan Refinance Product May Help Address Student Debt Debacle

Written by Patrick Barnard on January 03, 2017

SoFi has worked closely with Fannie Mae to develop a new refinance program that helps borrowers mitigate student debt burden.

Closing Time: Digital Loans Are Great, But Still Not As Important As Sales

Written by Chris Backe on December 27, 2016

(Editor’s note: “Closing Time” is a semi-regular “Blog View” series brought to readers of MortgageOrb by the folks at Velocify, which offers an automated marketing and sales platform geared toward the mortgage industry.) CLOSING TIME: The mortgage industry had a [Read More]

How To Avoid Losing Valuable Originators During The Winter

Written by Daniel Jacobs on December 22, 2016

BLOG VIEW: Although the holidays make this the most wonderful time of the year for some, it can also be the time of year when originators leave their current companies in search of brighter horizons. Even though originator movement during the [Read More]