E-Features

Will Economic Uncertainty Derail The Housing Recovery?

Written by Patrick Barnard on March 23, 2017

Uncertainty in connection with the Trump administration’s policies and proposals is yet to have an impact on consumers’ psyches.

Industry Reacts To President Trump’s Proposed $6 Billion Cut To HUD Budget

Written by Patrick Barnard on March 15, 2017

Mortgage industry professionals are basically polarized when it comes to the Trump administration’s proposal to cut HUD’s funding by 14%.

Melanie Cornelius: The Only Constant In Mortgage Servicing Is Change

Written by Patrick Barnard on March 08, 2017

Will mortgage servicers view the next round of regulatory change as a new opportunity?

CFPB: Consumer Complaints Help Us Decide Where To Send Examiners

Written by Patrick Barnard on March 01, 2017

A bureau official says complaints are weighted “more substantially when considering how to prioritize our examination resources.”

Opinions Are Free, But GSE Reform Will Likely Be Expensive

Written by Nora Caley on February 22, 2017

The Mortgage Bankers Association and others weigh in on what might happen with Fannie Mae and Freddie Mac.

How Will Housing Fare In 2017? Please Ask Later

Written by Nora Caley on February 15, 2017

Industry experts say 2017 will be a good year for home sales – but this year, there are more “unknowns” than usual.

Republicans Put Richard Cordray’s Job On The Chopping Block

Written by Patrick Barnard on February 08, 2017

Rolling back or replacing Dodd-Frank is “likely to inspire and encourage more mortgage banking start-ups,” some in the mortgage industry say; however, any dismantling could result in confusion in the short term.

Carrington’s Ray Brousseau: Serving Underserved Market Has Been ‘Very Fulfilling’

Written by Patrick Barnard on February 02, 2017

Fast-growing Carrington Mortgage expects to see its origination volume grow by at least 50% in 2017.

Reversal Of FHA Rate Cut May Help More Than Hurt

Written by Patrick Barnard on January 26, 2017

Some assert that the Trump administration’s indefinite suspension of the FHA’s pending premium cut “is good news for both first-time home buyers and taxpayers.”

How Will Rising Rate Environment Impact Mortgage Servicing?

Written by Patrick Barnard on January 18, 2017

Unlike the origination side, most people on the servicing side are saying rising rates will help more than they will hurt.

Mortgage Experts: FHA Rate Cut Comes At Perfect Time

Written by Patrick Barnard on January 11, 2017

The cut comes at a good time, from “both a market perspective and in looking at the stability of the MMI Fund.”

Will 2017 Be As Disruptive As 2016 Was For Mortgage Lending?

Written by Patrick Barnard on January 04, 2017

Mortgage execs reflect on a year of disruption and predict what 2017 holds for the industry.

Experts: Elimination Of Mortgage Interest Deduction Would Hurt Housing

Written by Patrick Barnard on December 21, 2016

“To attempt now to eliminate the deduction will only impose a heavy anchor that drags down this vital economic sector.”

A New ‘Vision’ For Turning Renters Into Homeowners

Written by Patrick Barnard on December 14, 2016

Company seeks to help lenders and servicers more quickly offload their distressed assets.

Recent Ruling In Florida Allows Mortgage Lenders To Reopen Foreclosure Cases

Written by Patrick Barnard on December 07, 2016

Ruling in Bartram case means mortgage lenders can now refile foreclosure actions against borrowers who won foreclosure cases more than five years ago.

A Question Of Timing: Should The FHA Reduce Mortgage Insurance Premiums?

Written by Patrick Barnard on November 30, 2016

With a new administration entering the White House come January, many are wondering, is now the right time?

How Might A Trump Presidency Impact The Mortgage Industry?

Written by Patrick Barnard on November 16, 2016

Will a Trump presidency result in a significant rollback of current regulations?

If It’s Not Broken – Oh Wait, It Is Broken

Written by Nora Caley on November 09, 2016

Industry experts say GSE reform needs to happen, but it probably won’t happen anytime soon.

Will Recent Efforts To Defang The CFPB Succeed?

Written by Nora Caley on November 02, 2016

A proposed House bill and a lawsuit are among the recent efforts to dismantle Dodd-Frank.

Start-Up Aims To Bring MBS To The Retail Market In A ‘Whole New Way’

Written by Patrick Barnard on September 29, 2016

Basically, the firm is doing the “polar opposite of what the banking industry has been doing for many years.”